DESC: Microsoft Money 2004 Standard provides a quick and easy way to organize and manage your personal finances. Balance your checkbook, create a budget, and reduce debt, simply and easily. Personal finances made easy. ??Save time organizing and managing your finances. Download checking, credit card and other transactions from your bank automatically for up-to-date information. View and access information from multiple financial institutions in one place so you always know your overall financial health. Manage your finances with ease. Create a budget, track your spending, view monthly reports to better understand your spending habits.