DESC: Desk size Starter Set features rich pebble grain leather. Stylish and professional design makes it appropriate for both personal and professional use. The slip tab closure keeps contents secure. Includes a standard starter set component kit: a full year of monthly tabs samples of three popular refill formats information pages a business card holder a zip pouch and a note pad. Desk size holds planner pages or seven hole punched inserts. Offers seven ring binder element with 1" rings.